New Jersey Paycheck Calculator (2026)
Your New Jersey take-home pay after federal tax, FICA, state tax from 1.4% to 10.75% and the UI, DI and FLI deductions on every paycheck.
More options
Federal income tax uses the 2026 IRS brackets and standard deduction; Social Security and Medicare are the employee share. Local taxes other than NYC are not included. Paycheck calculator for every state →
Paycheck calculators by state: California · New York · New Jersey
Questions people ask
What is the New Jersey income tax rate in 2026?
7 brackets from 1.4% to 10.75% for single filers (8 for married couples filing jointly). The 10.75% rate applies above $1,000,000 of taxable income.
What are UI, DI and FLI on a New Jersey paycheck?
Worker contributions to state insurance programs: unemployment (UI, with workforce funds) 0.425% of wages up to $44,800, disability (DI) 0.19% and family leave (FLI) 0.23% of wages up to $171,100.
Does New Jersey have a standard deduction?
No. New Jersey uses personal exemptions instead — $1,000 for yourself ($2,000 for a married couple filing jointly). Unlike federal tax, there is no standard deduction.
Are 401(k) contributions taxed in New Jersey?
No — 401(k) contributions are excluded from New Jersey wages for income tax, just as they are for federal tax.
Everything is calculated in your browser. Nothing you type is sent to a server.